It is the 31st. Again.
Somewhere between payday and now, a whole paycheque quietly vanished. Your bank knows exactly where. It just refuses to say it in English.
Your bank shows you this.DAW Money shows you this.
So we built
The app that reads the gibberish your bank sends, works out what each line actually means, and quietly hands you the answer. No spreadsheets. No homework. No judgement.
Early access · launch-day pricing locked in · no spam, ever.
Coming soon to the App Store
Prices creep up a few cents at a time, on the exact things you pay for over and over, and nobody ever tells you. Other apps just show one number, like "Groceries: $912." DAW Money tracks every line, so the slow drift finally has somewhere to show up.
A single number. You cannot see that some of these quietly crept up, or that one of them is cheaper somewhere else.
That is just three. A month of spending has dozens more, and the savings hide in every one, you have just never been able to see them before.
Get told the moment a regular buy goes up, instead of finding out months later when your budget is already gone.
The same item, side by side across stores, with the real dollar difference a switch would put back in your pocket.
One photo and every line is read, named, priced and tracked. No typing, no spreadsheets, no effort from you.
Connect your bank, let it decode the mess, and ask it anything. That is the whole app.
Hook up your bank once and then forget it exists. Every purchase shows up on its own, named and sorted, for as long as you use the app.
EFTPOS FRSHMRT 4821 BONDIJ walks in. FreshMart, Groceries walks out. Every cryptic line, decoded the moment it arrives.
Type the question the way you would actually say it. Where did it all go? Can I afford this? It answers like a friend who happens to be very good with money.
Your money has been trying to tell you something.
You just needed a translator.
Five seconds with DAW Money tells you what an hour of squinting at your statement never could.
You buy a coffee. By the time you have pocketed your phone, it is already named, sorted, and filed. Watch.
Most money apps quietly sell what they learn about you. We made the opposite choice, and built it in from the start.
Your finances open only for you. Face ID and end-to-end encryption guard every screen, and bank access stays strictly read-only. We can help you understand your money, never move it.
Most apps bury privacy in opt-out toggles, data sharing and AI switched on until you dig through settings to turn them off. We built the opposite. Everything is off until you choose it. Your financial data lives on your device by default; switch on sync and it is backed up through Apple's end-to-end encrypted iCloud, where only you hold the key. AI insights are opt-in, and only the details you choose to analyse are ever sent to our AI provider, never used to train it, sold, or turned into ads. The one line that never moves: we do not sell your data. Privacy here isn't a setting you have to find. It is the default.
Snap a receipt or sync a bank and watch it happen in real time, right from the Dynamic Island and a Live Activity. The result lands before you have even opened the app.
Limits that learn your habits and flex with real life, not rigid rules you abandon by week two.
Ask anything about your spending and get a straight answer, any time, in plain words.
Drop in a statement and every line is read and sorted in seconds. Ideal for accounts that cannot sync.
Spots every recurring charge automatically, so the forgotten free trial quietly billing you for a year finally gets caught.
No more guessing
Remember that question from the top of the page? It does not get to haunt you anymore.
DAW Money launches soon. Join the waitlist for early access and launch-day pricing, and be among the first to finally see clearly.
Early access · launch-day pricing locked in · no spam, ever.
DAW Money is a registered business name (ABN 12 759 600 254), operated as a sole trader in Australia. In this policy, "we", "us" and "our" refer to the operator of DAW Money. You can reach us about privacy at our contact email.
Right now, before launch, we only collect the email address you submit to the waitlist, plus basic technical data your browser sends (such as approximate region and device type). We use it solely to send you launch and early-access updates, through our email provider Loops, which processes it on our behalf on servers outside Australia. We never sell it or use it for anything else.
This site uses no advertising or tracking cookies and no third-party analytics. A single setting is stored in your browser only to remember your display preferences, such as light or dark mode. Our hosting and security provider may set essential cookies needed to serve the site safely. Aside from the email you choose to submit, we don't profile you or track you across the web.
Your email is sent over an encrypted connection and held by our email provider under their security controls. We keep it only while we're running the waitlist and building toward launch, and you can have it deleted at any time.
When the app launches, bank connections are provided under Australia's Consumer Data Right (CDR) framework. Access is read-only, so DAW Money can never move, transfer, or withdraw your money, and you can revoke access at any time. Your financial data is stored on your device by default; if you enable sync, it is backed up through Apple's end-to-end encrypted iCloud. Some features are powered by AI: when you choose to use them, only the specific data needed for that feature is sent to our third-party AI provider to generate your result, and is not used to train their models, sold, or used for advertising. We will name our sub-processors, including our open banking and AI providers, in the full policy at launch.
You can unsubscribe from any email using the link inside it, and you can ask us to access, correct, or delete your waitlist data at any time by emailing us. If you're ever unhappy with how we've handled your personal information, please contact us first; you can also lodge a complaint with the Office of the Australian Information Commissioner (OAIC). When the full app launches, you'll also have in-app controls to export or delete your data.
We'll post the complete, legally-reviewed privacy policy here before the app accepts any financial data. Material changes will be notified to waitlist subscribers.
These terms are between you and DAW Money, a registered business name (ABN 12 759 600 254) operated as a sole trader in Australia. By joining the waitlist you agree to receive email updates about DAW Money. Joining the waitlist does not guarantee access to the beta or any particular pricing, though we intend to honour early-access benefits described on this page for genuine subscribers.
DAW Money is a tool for organising and understanding your own money. It does not provide financial, investment, tax, or legal advice. Any figures shown on this site are illustrative sample data, not real balances.
The app will launch as beta software and is provided "as is" without warranties. Features described here are planned and may change before release.
The DAW Money name, logo, and the words and design on this site belong to us. Please don't copy, reproduce, or reuse them without our permission.
Nothing in these terms excludes rights or guarantees you have under the Australian Consumer Law. To the extent the law allows, we aren't liable for any loss or damage arising from this pre-launch website or the waitlist.
These terms are governed by the laws of New South Wales, Australia.
Questions about these terms: our contact email. Full terms of service will be published here before launch.